Why pay more? Our auto loans offer a low, fixed rate as low as 4.99% APR for up to 72 months for both new AND used vehicles.

Savings Dividend Rates

Apply Now (opens in new window)

Account Type	Dividend Rate	APY Rate
LAST DIVIDEND DECLARATION DATE: September 30, 2026
Share Accounts $100 minimum Average Daily Balance	0.25%	0.25%
Club Accounts	0.25%	0.25%
Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 Average Daily Balance	2.25%	2.25%
Round Up Accounts (Debit Card Transactions) $2,500.01 and above Average Daily Balance	.25%	.25%
Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99	1.25%	1.26%
Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $24,999.99	1.40%	1.41%
Super Shares Account Rate based on Average Daily Balance over Period of $25,000 to $49,999.99	1.50%	1.51%
Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above	1.75%	1.76%
PROSPECTIVE DIVIDEND RATE & APY: December 31, 2026
Share Accounts $100 minimum Average Daily Balance	0.35%	0.35%
Club Accounts	0.35%	0.35%
Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 Average Daily Balance	2.25%	2.27%
Round Up Accounts (Debit Card Transactions) $2,500.01 and above Average Daily Balance	.35%	.35%
Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99	1.35%	1.35%
Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $24,999.99	1.50%	1.51%
Super Shares Account Rate based on Average Daily Balance over Period of $25,000 to $49,999.99	1.60%	1.61%
Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above	1.85%	1.86%
PROSPECTIVE DIVIDEND RATE & APY: OCTOBER 31, 2026
Christmas Club Account	0.65%	0.65%
Christmas Club Last Declared Dividend Rate & APY for October 31, 2025	0.75%	0.75%