Effective April 01, 2024 / PLEASE NOTE THE SPECIALS FOR 6-MONTH, 11-MONTH, AND 13-MONTH.
TERM | NON-COMPOUNDING | APY | COMPOUNDING | APY |
---|---|---|---|---|
6 MONTH | 3.85%* | 3.85%* | 3.85% | 3.90% |
9 MONTH | 2.75%* | 2.75%* | 2.75% | 2.78% |
11 MONTH | 5.00% | 5.00%* | 5.00% | 5.09% |
12 MONTH | 2.95%** | 2.95%** | 2.95%** | 2.98** |
13 MONTH | 5.10%* | 5.10%* | 5.10% | 5.20% |
18 MONTH | 3.00%* | 3.00%* | 3.00% | 3.03% |
24 MONTH | 3.10%* | 3.10%* | 3.10% | 3.14% |
27 MONTH | 3.15%* | 3.15%* | 3.15% | 3.19% |
36 MONTH | 3.20%* | 3.20%* | 3.20% | 3.24% |
A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18). SPECIAL 6-MONTH CD & 13-MONTH OFFERS ARE LIMITED TO A MINIMUM OF $2,000 AND $50,000 MAX PER PRIMARY MEMBER EACH AT ANY ONE TIME. SPECIAL 11-MONTH CD OFFER IS LIMITED TO A MINIMUM OF $5,000 AND $50,000 MAX PER MEMBER AT ANY ONE TIME.
*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.
** 12 month CD has 1 time penalty-free withdrawal.
IRA CERTIFICATES OF DEPOSIT
Term | Minimum Balance | Dividend Rate | APY |
---|---|---|---|
LAST DIVIDEND DECLARATION DATE: March 31, 2024 | |||
IRA Share Account | $25 minimum balance | 0.85% | 0.85% |
PROSPECTIVE DIVIDEND RATE & APY: June 30, 2024 (Please note 24-Month Special) | |||
IRA Share Account | $25 minimum balance | 0.85% | 0.85% |
18-Month IRA CD | $500 minimum balance | 3.00%* | 3.03%* |
24-Month IRA CD | $500 minimum balance | 4.50%* | 4.58%* |
36-Month IRA CD | $500 minimum balance | 3.20%* | 3.24%* |
48-Month IRA CD | $500 minimum balance | 3.30%* | 3.34%* |
60-Month IRA CD | $500 minimum balance | 3.40%* | 3.44%* |
*A penalty may be imposed for early withdrawal.
Contact an Employee about applicable fees and terms.