For First Mortgage and Easy Equity loan rates, please use the tabs under the "LENDING" tab above.
ALL RATES ARE AS LOW AS THE FOLLOWING.........
"APR" denotes Annual Percentage Rate
SECURED LOANS:
For down payment requirements on Secured Loans, please refer to the "LOANS AT NAECU" page or CLICK HERE.
NEW VEHICLES:
Fixed Rate as low as 2.99% APR
Term up to 66 Months
Payment = $17 per $1,000 Borrowed
Fixed Rate as low as 3.50% APR
Term to 72 Months
Finance Amounts of $22,000 or more
Payment = $16 per $1,000 Borrowed
USED VEHICLES:
2002 to 2012 Used Vehicles
Fixed Rate as low as 2.99% APR
Term up to 60 Months
Payment = $18 per $1,000 Financed
Fixed Rate as low as 3.99% APR
Term up to 72 Months
Finance Amounts of $22,000 or more
Payment = $16 per $1,000 Financed
Vehicles with over 100,000 Miles/Maximum of 150,000 Miles
Fixed Rate as low as 2.99% APR
2005-2011 Vehicles: Term up to 48 Months
Payment = $18 per $1,000 Financed
2002-2004 Vehicles: Term up to 36 Months
Payment = $20 per $1,000 Financed
OTHER SECURED LOANS:
New or Used Motorcycles
Fixed Rate as low as 5.75% APR
$10,000 or more Financed
Term up to 60 Months
Payment = $20 per $1,000 Borrowed
New or Used Motorcycles
Fixed Rate as low as 6.75% APR
Under $10,000 Financed
Term up to 48 months
Payment = $24 per $1,000 Borrowed
New or Used Boat, Motor, & Trailer
Fixed Rate as low as 7.00% APR
Term up to 48 Months
Payment = $24 per $1,000 Borrowed
New or Used Recreational Vehicles
Fixed Rate as low as 7.50% APR
Term up to 60 Months
Payment = $21 per $1,000 Borrowed
New or Used Recreational Vehicles
Fixed Rate as low as 8.50% APR
Term up to 96 Months
Payment = $18 per $1,000 Borrowed
New or Used Recreational Vehicles
Fixed Rate as low as 9.50% APR
Term up to 120 Months
Payment = $13 per $1,000 Borrowed
Consumer Loans (Mowers, Furniture, Computers, Appliances, etc.)
Fixed Rate as low as 12.00% APR
Term up to 36 Months
Payment = $34 per $1,000 Borrowed
UNSECURED LOANS:
Any Season, Any Reason Loan
Fixed Rate as low as 8.50% APR
Term up to 12 Months
Payment = $9 per $100 borrowed
Any Season, Any Reason Loan
Fixed Rate as low as 9.50% APR
Term up to 24 Months
Payment = $5 per $100 Borrowed
Signature Loan
Fixed Rate as low as 10.00% APR
Term up to 60 Months
Payment = $3 per $100 Borrowed
Fresh Start Loan
For Members with no Credit History or Poor Credit History
$500 Maximum/$200 Minimum Loan Amount
$30 non-refundable application fee at time of application
Requirement of direct deposit/payroll deduction of $50 or more coming to NAECU
NAECU member for at least 90 days before loan request
Fixed rate of 18.00% APR
Payments of $50 per month
Overdraft Loan
Fixed Rate of 15.00% APR
Payments of $25 per Month
EZ Open-End Signature Loan
Fixed Rate as low as 15.00% APR
Payments are 3% of unpaid balance
QUALIFICATIONS MUST BE MET ON ALL LOANS. RATES AND LOAN AVAILABILITY ARE SUBJECT TO CHANGE WITHOUT NOTICE. YOUR CREDIT WORTHINESS AS WELL AS OTHER FACTORS SUCH AS LENGTH OF THE LOAN AND THE VALUE OF YOUR COLLATERAL WILL DETERMINE YOUR ACTUAL LOAN INTEREST RATE. EQUAL CREDIT OPPORTUNITY LENDER.
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