PRIVACY DISCLOSURE and USA PATRIOT ACT DISCLOSURE
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| PRIVACY DISCLOSURE: NORTH ALABAMA EDUCATORS CREDIT UNION is committed to meeting all of your financial needs. We are sometimes required to share information about you with others in order to complete your transactions or to provide certain financial opportunities. To protect your privacy, we limit the use of information we provide and only share information with companies that agree to maintain your privacy. These companies are also prohibited from sharing with other third parties the information we give them. Your financial privacy and confidence are very important to every employee of North Alabama Educators Credit Union. As required by law, this notice explains how we collect, use and safeguard your personal financial information. If after reading this notice you have questions, please contact us.
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NORTH ALABAMA EDUCATORS CREDIT UNION collects nonpublic, personal information about you from the following sources: (1) Information we receive from you on applications or other forms; (2) Information about your transactions with us or others; and (3) Information we receive from a consumer reporting agency.
We may disclose all of the information that we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law.
If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.
NORTH ALABAMA EDUCATORS CREDIT UNION restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
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USA PATRIOT ACT DISCLOSURE:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
WHAT THIS MEANS FOR YOU:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver's license or other identifying documents.
WE THANK YOU FOR YOUR UNDERSTANDING AND FOR JOINING US IN SECURING A SAFER TOMORROW.
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